Florida mortgage tools

Free, Florida-specific calculators built on the statutes — each one runs entirely in your browser, and nothing you type is collected or sent anywhere.

• Home value estimate

  Type any address for an instant automated value estimate from recent qualified nearby sales — and see the comparable sales it used. A fast starting point for buyers, sellers, and agents.

• Documentary stamp & intangible tax calculator

  Deed and mortgage stamps plus the nonrecurring intangible tax, with statewide and Miami-Dade rates and the per-$100 rounding done the way the statute says.

• Property tax lookup by address

  One search, any county: the parcel's values, homestead status, and one-click links to the county's official record and current bill — without hunting through 67 county sites.

• TRID closing-timeline calculator

  When can I close? The federal seven-day and three-day waiting periods counted the way Reg Z actually counts them — with every skipped day named.

• Title insurance calculator

  Florida's promulgated title premiums — original, reissue, and the $25 simultaneous lender's policy, with the who-pays custom by county.

• Seller net sheet

  What does the seller walk away with? Payoff, commission, deed stamps, title custom, and the arrears tax proration — composed into one number.

• Buyer property-tax estimator

  The listing's tax bill is the seller's, not yours — Save Our Homes resets at sale. Estimate the bill escrow will actually be based on.

• Save Our Homes portability

  Moving between Florida homesteads? Compute how much of your capped assessment savings — up to $500,000 — transfers to the new home.

• Homestead exemption calculator

  What the homestead exemption — and ten more Florida relief programs — actually save on your home, county by county.

• Flood zone lookup

  Any address against FEMA's flood map — the zone, the Special Flood Hazard Area line, and what it means for insurance on a mortgage.

• Closing cost worksheet (PDF)

  An itemized Florida worksheet — statutory taxes, title, escrows, PITI — printable to PDF entirely in your browser.

• Property taxes by county

  All 67 Florida counties ranked by average millage — plus local guides with the school-levy split, worked homestead examples, and the county's own record and bill links.