Florida transfer tax calculator — documentary stamps & intangible tax

The three Florida transfer taxes on a home purchase or refinance — deed stamps, mortgage stamps, and the nonrecurring intangible tax — computed with the statute's own per-$100 rounding. Runs entirely in your browser: nothing you enter is collected, stored, or sent anywhere.

The rates, straight from the statutes

• Deed documentary stamp — Fla. Stat. §201.02: $0.70 per $100 of the sale price (or fraction thereof) in every county except Miami-Dade, where the base rate is $0.60 per $100.
• Miami-Dade surtax — Fla. Stat. §201.031: an additional $0.45 per $100 on deeds for property other than a single-family residence.
• Mortgage documentary stamp — Fla. Stat. §201.08: $0.35 per $100 of the loan amount (or fraction thereof), statewide.
• Nonrecurring intangible tax — Fla. Stat. §199.133: 2 mills — $0.20 per $100 — on the exact loan amount secured by Florida real property (no per-$100 rounding on this one).

A worked example

Buying a $400,000 home with a $380,000 mortgage outside Miami-Dade: deed stamp $2,800.00, mortgage stamp $1,330.00, intangible tax $760.00 — $4,890.00 in state taxes on the transaction, of which the buyer customarily pays $2,090.00.

The "or fraction thereof" rounding matters at the margin: a sale price of $312,550 is taxed as if it were the next full $100, so the deed stamp is $2,188.20 rather than the flat per-dollar product.

Honest fine print

• These are the state transfer taxes only — recording fees, title premiums, lender charges, and escrows are separate line items on your estimate.
• Certain renewals and modifications between the same parties can qualify for documentary-stamp exemptions under Fla. Stat. §201.09 — your closing agent applies those; this tool computes the full statutory amounts.
• Informational only, not tax or legal advice; your closing agent or the Florida Department of Revenue is the final word on what a specific instrument owes.