Florida transfer tax calculator — documentary stamps & intangible tax
The three Florida transfer taxes on a home purchase or refinance — deed stamps, mortgage stamps, and the nonrecurring intangible tax — computed with the statute's own per-$100 rounding. Runs entirely in your browser: nothing you enter is collected, stored, or sent anywhere.
Estimated Florida taxes
| Deed documentary stamp | |
|---|---|
| Miami-Dade surtax | |
| Mortgage documentary stamp | |
| Nonrecurring intangible tax | |
| Total state taxes |
Customary (always negotiable): the seller pays the deed stamp; the buyer pays the mortgage stamp and intangible tax.
The rates, straight from the statutes
- Deed documentary stamp — Fla. Stat. §201.02: $0.70 per $100 of the sale price (or fraction thereof) in every county except Miami-Dade, where the base rate is $0.60 per $100.
- Miami-Dade surtax — Fla. Stat. §201.031: an additional $0.45 per $100 on deeds for property other than a single-family residence.
- Mortgage documentary stamp — Fla. Stat. §201.08: $0.35 per $100 of the loan amount (or fraction thereof), statewide.
- Nonrecurring intangible tax — Fla. Stat. §199.133: 2 mills — $0.20 per $100 — on the exact loan amount secured by Florida real property (no per-$100 rounding on this one).
A worked example
Buying a $400,000 home with a $380,000 mortgage outside Miami-Dade: deed stamp $2,800.00, mortgage stamp $1,330.00, intangible tax $760.00 — $4,890.00 in state taxes on the transaction, of which the buyer customarily pays $2,090.00.
The "or fraction thereof" rounding matters at the margin: a sale price of $312,550 is taxed as if it were the next full $100, so the deed stamp is $2,188.20 rather than the flat per-dollar product.
Honest fine print
- These are the state transfer taxes only — recording fees, title premiums, lender charges, and escrows are separate line items on your estimate.
- Certain renewals and modifications between the same parties can qualify for documentary-stamp exemptions under Fla. Stat. §201.09 — your closing agent applies those; this tool computes the full statutory amounts.
- Informational only, not tax or legal advice; your closing agent or the Florida Department of Revenue is the final word on what a specific instrument owes.
Related tools: title insurance calculator · seller net sheet · recording fees · intangible tax.
Quick answers
How much are documentary stamps in Florida?
Deeds: 70 cents per $100 of the sale price statewide (Fla. Stat. §201.02) — $21 on a $300,000 sale. Miami-Dade is the exception: 60 cents per $100, plus a 45-cent county surtax on property other than a single-family residence. Mortgages add 35 cents per $100 of the note (§201.08) and the nonrecurring intangible tax of 2 mills on the amount secured (§199.133).
Who pays doc stamps in Florida?
By custom the seller pays the deed stamps in most of the state (it's negotiable in the contract), while the buyer pays the mortgage stamps and intangible tax on their own loan.
How are doc stamps rounded?
The tax applies per $100 or fraction thereof — the taxable amount rounds UP to the next $100 before the rate applies, which is why a $250,050 price is taxed as $250,100. The calculator on this page applies the statutory rounding exactly.
Data verified as of August 2026.