Pasco County property taxes

Pasco County — Tampa's fast-growing northern suburbs, from New Port Richey across to Wesley Chapel — lands in the state's top quarter by average total millage, and its school levy is among the larger ones in Florida. The growth-corridor caveat: many newer communities also carry CDD assessments, which are non-ad-valorem and never appear in millage math.

The 2025 numbers

Pasco County's average total millage on the 2025 certified roll is 17.2168 mills — about $17.22 for every $1,000 of taxable value — the 15th-highest countywide average of Florida's 67 counties (how all 67 compare in the 2025 data study). It splits like this:

A countywide average is a planning number, not your bill: the parcel's own districts set its millage (the city table below shows the spread), and non-ad-valorem assessments (fire, solid waste, CDD) come on top. On the 2025 tax roll they came to about $241.5 million here — $760 per parcel, against $597 statewide (see the 2025 non-ad valorem study).

2025 rate decisions. The county commission set its 2025 operating rate at 7.4042 mills (2024: 7.4292), above its rolled-back rate of 7.1489, so under Florida law it was a tax increase. The 2025 millage study lists all 8 county, city and district operating rates in Pasco County on the state's report, and the vote each one took.

Pasco County tax rates by city and fire district (2025)

Actual 2025 rates by city, from the Pasco County 2025 final millage rates, as filed with the Florida Department of Revenue.

Totals in this table run from 14.8206 mills (Unincorporated Pasco) to 23.4679 mills (Dade City): on $100,000 of taxable value, location alone moves the bill by about $865 a year.

Unincorporated Pasco has two rates: 16.9431 mills with the county's 2.1225-mill fire district levy, 14.8206 in the areas outside it. Every parcel pays the county's 7.8935 (operating, mosquito control and voted bond debt), 6.3310 for the school board and the Southwest Florida Water Management District's 0.1909. New Port Richey and Port Richey parcels don't pay the county fire levy; Dade City has the highest total.

Trash pickup. In Pasco County, homes outside city limits get garbage service this way: private haulers by subscription. Cities run their own service. Check the official page, or compare every county in the trash pickup study.

Fire and trash fees. On Pasco County's 2025 tax roll, there were no fire assessments and solid-waste assessments came to about $92 per parcel (statewide: $172). The 2025 fire and trash fee study compares all 67 counties.

Amendment 3 here. The state's Revenue Estimating Conference puts the cut to Pasco County's local governments at $365 million a year once Amendment 3 is fully in effect ($158 million in its first year), out of about $11.83 billion statewide. A homestead assessed at $300,000 would save about $2,173 a year here from 2028, at the county's average non-school rate. The Amendment 3 by county study shows what it would cut for every city and county government.

What that means in dollars

Engine-computed examples at Pasco County's average millage, using the school/non-school split above:

Homestead rows apply only the $25,000 exemption (§196.031(1)(a)) and the additional exemption up to $26,411 on non-school levies (§196.031(1)(b), 2026 CPI-indexed). Other programs stack on top; the buyer estimator models all eleven.

Buying in Pasco County? The listing's bill is not your bill

At sale the assessment resets to market (§193.155), so your first Pasco County bill tracks your price, not the seller's (the reset question below has the county's gap in dollars). Run the buyer estimator with Pasco County pre-selected; moving a Florida homestead? The portability calculator computes what carries over.

USDA income limits in Pasco County

USDA's guaranteed home loan caps household income by county. In Pasco County the limit is $131,900 for households of 1 to 4 and $174,150 for 5 to 8, counting everyone who will live in the home after small deductions (USDA's income worksheet, October 2026). That is above the $122,800 most Florida counties share, because the area's incomes run higher. The home also has to be in an eligible area: the USDA eligibility lookup checks an address and runs the income check. Other counties: all 67 USDA limits.

Key Pasco County property tax dates

Set by state law, so identical statewide:

• Pay early, pay less: the 2026 bill is 4 percent off through November, stepping down each month until it is due by March 31 (the exact dates).
• Homestead exemption: live there on January 1 and file with the Pasco County Property Appraiser by March 1 (what it saves).
• Value appeals: 25 days from the mailing date on your August TRIM notice (make a reminder for your deadline).

Add the 2026 tax discount dates to your calendar Add the 2027 homestead dates

Nearby counties

• Hernando County property taxes — 14.5695 mills average
• Hillsborough County property taxes — 18.8553 mills average
• Pinellas County property taxes — 18.4941 mills average
• Polk County property taxes — 15.4378 mills average
• Sumter County property taxes — 11.2052 mills average

Related reading

Your TRIM notice, explained · Amendment 3, explained · Homestead exemption calculator · Pay early, keep 4 percent

Buying here? Estimate your closing costs

Title insurance calculator · Documentary stamp (deed tax) calculator · Full closing cost worksheet · Seller net sheet

Look up an actual Pasco County record

Search any Pasco County address in the property-tax lookup, or go straight to the county's own offices:

• Property Appraiser: www.pascopa.com
• Tax Collector: www.pascotaxes.com

Estimates on this page are planning figures from official DOR millage data — never a bill, never tax advice. The county's TRIM notice and tax bill control.

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Quick answers

How much is property tax in Pasco County?

Pasco County's average total millage is about 17.22 mills — the 15th-highest of Florida's 67 counties. On a $300,000 assessed home that computes to roughly $4,446 a year with the homestead exemption, or about $5,165 without it. Pasco County — Tampa's fast-growing northern suburbs, from New Port Richey across to Wesley Chapel — lands in the state's top quarter by average total millage, and its school levy is among the larger ones in Florida. The growth-corridor caveat: many newer communities also carry CDD assessments, which are non-ad-valorem and never appear in millage math.

Where do I pay my Pasco County property tax bill?

Pasco County property tax bills are issued and collected by the county Tax Collector (www.pascotaxes.com). The county Property Appraiser (www.pascopa.com) keeps the certified value record behind it; the property-tax lookup here finds both for any Pasco County address.

Will buying a home reset my property taxes in Pasco County?

Yes — Florida assessed values reset to market value at sale (Fla. Stat. §193.155), so the seller's Save Our Homes cap ends at closing and your first full Pasco County bill is computed from what you paid, not what the seller paid. The gap is visible in this county's own numbers: the same $300,000 home computes to about $5,165 without homestead protections versus $4,446 with them. Non-homestead property carries its own separate 10 percent assessment cap (Fla. Stat. §193.1554), which also does not transfer.

Who pays for title insurance in Pasco County?

In Pasco County, local custom puts the owner's title-insurance premium on the seller's side of the closing statement, as in most Florida counties. It is custom, not law; the contract controls.

What is the USDA income limit in Pasco County?

For a USDA guaranteed loan in Pasco County, household income must be under $131,900 for 1 to 4 people or $174,150 for 5 to 8, counting everyone who will live in the home after small deductions. The home must also be in a USDA eligible area; the USDA eligibility lookup checks both.

What is the property tax rate in Pasco County?

Unincorporated Pasco County's 2025 total property tax rate is 16.9431 mills in the county fire district (14.8206 outside it), per Pasco County's 2025 final millage filing — about $1,694 for every $100,000 of taxable value. The six cities total 17.4044 (St. Leo) to 23.4679 (Dade City).