Pinellas County property taxes
Pinellas — St. Petersburg, Clearwater and Florida's most densely populated county — averages one of the higher total millages on the west coast. Parcel records are directly linkable on the Property Appraiser's site, and most municipalities add their own levies on top of the county and school base.
The 2025 numbers
Pinellas County's average total millage on the 2025 certified roll is 18.4941 mills — about $18.49 for every $1,000 of taxable value — the 6th-highest countywide average of Florida's 67 counties (how all 67 compare in the 2025 data study). It splits like this:
| Levy group | Mills | What it funds |
|---|---|---|
| School district | 6.293 | School board operating and debt levies — the portion the additional homestead exemption does not reduce |
| Non-school | 12.2011 | County commission, municipal, water management, independent and special districts |
| Average total | 18.4941 | Taxable-value-weighted countywide average, Florida DOR "Millage and Taxes Levied Report," 2025 roll |
A countywide average is a planning number, not your bill: the parcel's own districts set its millage (the city table below shows the spread), and non-ad-valorem assessments (fire, solid waste, CDD) come on top. On the 2025 tax roll they came to about $40.8 million here — $94 per parcel, against $597 statewide (see the 2025 non-ad valorem study).
2025 rate decisions. The county commission set its 2025 operating rate at 4.5423 mills (2024: 4.5947), above its rolled-back rate of 4.4151, so under Florida law it was a tax increase. The 2025 millage study lists all 33 county, city and district operating rates in Pinellas County on the state's report, and the vote each one took.
St. Petersburg property tax rate and other Pinellas cities (2025)
Actual 2025 rates by city, from the Pinellas County 2025 final millage rates, as filed with the Florida Department of Revenue.
| Area | City millage | Total millage | Tax per $100,000 taxable |
|---|---|---|---|
| St. Petersburg | 6.4525 | 19.9197 to 21.7867 | $1,992 to $2,179 |
| Clearwater | 5.8850 | 19.3522 to 20.3222 | $1,935 to $2,032 |
| Largo | 5.5200 | 18.9872 | $1,899 |
| Pinellas Park | 5.6500 | 19.1172 to 20.9842 | $1,912 to $2,098 |
| Dunedin | 4.1345 | 17.6017 | $1,760 |
| Tarpon Springs | 5.3700 | 18.8372 | $1,884 |
| Seminole | 2.4793 | 15.9465 | $1,595 |
| Oldsmar | 4.0500 | 17.5172 | $1,752 |
| Safety Harbor | 3.9500 | 17.4172 | $1,742 |
| Gulfport | 4.0258 | 17.4930 | $1,749 |
| St. Pete Beach | 3.0913 | 15.8285 | $1,583 |
| Treasure Island | 3.8129 | 16.5501 | $1,655 |
| Madeira Beach | 2.7500 | 16.2172 | $1,622 |
| Belleair | 6.9777 | 20.4449 | $2,044 |
| Unincorporated Pinellas | 2.0857 MSTU + 0.5000 library + fire district | 15.3229 to 21.0528 | $1,532 to $2,105 |
Totals in this table run from 15.3229 mills (Unincorporated Pinellas) to 21.7867 mills (St. Petersburg): on $100,000 of taxable value, location alone moves the bill by about $646 a year.
Every Pinellas parcel pays the county general fund (4.5423), the school board (6.2930), countywide EMS (0.8050), the Juvenile Welfare Board (0.8250) and the Southwest Florida Water Management District (0.1831); most also pay the transit authority's 0.7300, and St. Pete Beach and Treasure Island come in 0.73 lower because they don't. The upper St. Petersburg and Pinellas Park figures are parcels inside the Pinellas Park Water Management District, and Clearwater's is its downtown district. Unincorporated areas range from 15.3229 up to 21.0528 in the Lealman fire district. Belleair Shore has the lowest total in the county, 13.9417.
Trash pickup. In Pinellas County, homes outside city limits get garbage service this way: private haulers by subscription. Cities run their own service. Check the official page, or compare every county in the trash pickup study.
Fire and trash fees. On Pinellas County's 2025 tax roll, fire assessments came to about $12 per parcel (statewide: $129) and solid-waste assessments came to about $4 per parcel (statewide: $172). The 2025 fire and trash fee study compares all 67 counties.
Amendment 3 here. The state's Revenue Estimating Conference puts the cut to Pinellas County's local governments at $561 million a year once Amendment 3 is fully in effect ($269 million in its first year), out of about $11.83 billion statewide. A homestead assessed at $300,000 would save about $2,423 a year here from 2028, at the county's average non-school rate. The Amendment 3 by county study shows what it would cut for every city and county government.
What that means in dollars
Engine-computed examples at Pinellas County's average millage, using the school/non-school split above:
| Scenario | Estimated annual tax |
|---|---|
| $300,000 assessed value, homestead (both exemptions) | ≈ $4,763.63 |
| $500,000 assessed value, homestead (both exemptions) | ≈ $8,462.45 |
| $300,000 assessed value, no homestead (investment or second home) | ≈ $5,548.23 |
Homestead rows apply only the $25,000 exemption (§196.031(1)(a)) and the additional exemption up to $26,411 on non-school levies (§196.031(1)(b), 2026 CPI-indexed). Other programs stack on top; the buyer estimator models all eleven.
Buying in Pinellas County? The listing's bill is not your bill
At sale the assessment resets to market (§193.155), so your first Pinellas County bill tracks your price, not the seller's (the reset question below has the county's gap in dollars). Run the buyer estimator with Pinellas County pre-selected; moving a Florida homestead? The portability calculator computes what carries over.
USDA income limits in Pinellas County
USDA's guaranteed home loan caps household income by county. In Pinellas County the limit is $131,900 for households of 1 to 4 and $174,150 for 5 to 8, counting everyone who will live in the home after small deductions (USDA's income worksheet, October 2026). That is above the $122,800 most Florida counties share, because the area's incomes run higher. The home also has to be in an eligible area: the USDA eligibility lookup checks an address and runs the income check. Other counties: all 67 USDA limits.
Key Pinellas County property tax dates
Set by state law, so identical statewide:
- Pay early, pay less: the 2026 bill is 4 percent off through November, stepping down each month until it is due by March 31 (the exact dates).
- Homestead exemption: live there on January 1 and file with the Pinellas County Property Appraiser by March 1 (what it saves).
- Value appeals: 25 days from the mailing date on your August TRIM notice (make a reminder for your deadline).
Add the 2026 tax discount dates to your calendar Add the 2027 homestead dates
Nearby and notable counties
- Hillsborough County property taxes — 18.8553 mills average
- Pasco County property taxes — 17.2168 mills average
- Miami-Dade County property taxes — 18.4893 mills average
Related reading
Your TRIM notice, explained · Amendment 3, explained · Homestead exemption calculator · Pay early, keep 4 percent
Buying here? Estimate your closing costs
Title insurance calculator · Documentary stamp (deed tax) calculator · Full closing cost worksheet · Seller net sheet
Look up an actual Pinellas County record
Search any Pinellas County address in the property-tax lookup, or go straight to the county's own offices:
- Property Appraiser: www.pcpao.gov
- Tax Collector: www.taxcollect.com
Estimates on this page are planning figures from official DOR millage data — never a bill, never tax advice. The county's TRIM notice and tax bill control.
Quick answers
How much is property tax in Pinellas County?
Pinellas County's average total millage is about 18.49 mills — the 6th-highest of Florida's 67 counties. On a $300,000 assessed home that computes to roughly $4,764 a year with the homestead exemption, or about $5,548 without it. Pinellas — St. Petersburg, Clearwater and Florida's most densely populated county — averages one of the higher total millages on the west coast. Parcel records are directly linkable on the Property Appraiser's site, and most municipalities add their own levies on top of the county and school base.
Where do I pay my Pinellas County property tax bill?
Pinellas County property tax bills are issued and collected by the county Tax Collector (www.taxcollect.com). The county Property Appraiser (www.pcpao.gov) keeps the certified value record behind it; the property-tax lookup here finds both for any Pinellas County address.
Will buying a home reset my property taxes in Pinellas County?
Yes — Florida assessed values reset to market value at sale (Fla. Stat. §193.155), so the seller's Save Our Homes cap ends at closing and your first full Pinellas County bill is computed from what you paid, not what the seller paid. The gap is visible in this county's own numbers: the same $300,000 home computes to about $5,548 without homestead protections versus $4,764 with them. Non-homestead property carries its own separate 10 percent assessment cap (Fla. Stat. §193.1554), which also does not transfer.
Who pays for title insurance in Pinellas County?
In Pinellas County, local custom puts the owner's title-insurance premium on the seller's side of the closing statement, as in most Florida counties. It is custom, not law; the contract controls.
What is the USDA income limit in Pinellas County?
For a USDA guaranteed loan in Pinellas County, household income must be under $131,900 for 1 to 4 people or $174,150 for 5 to 8, counting everyone who will live in the home after small deductions. The home must also be in a USDA eligible area; the USDA eligibility lookup checks both.
What is the property tax rate in St. Petersburg?
St. Petersburg's 2025 total property tax rate is 19.9197 mills for most of the city (21.7867 inside the Pinellas Park Water Management District), per the Pinellas County 2025 final millage filing — about $1,992 for every $100,000 of taxable value. It includes the city's own 6.4525 mills.
Data verified as of October 2026.