Palm Beach County property taxes
Palm Beach County stretches from the Atlantic coast towns to the Glades communities, and its average total millage lands in the upper-middle of the state. The Property Appraiser's parcel pages are directly linkable, so the lookup tool can take you straight from an address to the county's official record.
The 2025 numbers
Palm Beach County's average total millage on the 2025 certified roll is 17.4918 mills — about $17.49 for every $1,000 of taxable value — the 12th-highest countywide average of Florida's 67 counties (how all 67 compare in the 2025 data study). It splits like this:
| Levy group | Mills | What it funds |
|---|---|---|
| School district | 6.321 | School board operating and debt levies — the portion the additional homestead exemption does not reduce |
| Non-school | 11.1708 | County commission, municipal, water management, independent and special districts |
| Average total | 17.4918 | Taxable-value-weighted countywide average, Florida DOR "Millage and Taxes Levied Report," 2025 roll |
A countywide average is a planning number, not your bill: the parcel's own districts set its millage (the city table below shows the spread), and non-ad-valorem assessments (fire, solid waste, CDD) come on top. On the 2025 tax roll they came to about $534.9 million here — $779 per parcel, against $597 statewide (see the 2025 non-ad valorem study).
2025 rate decisions. The county commission set its 2025 operating rate at 4.5000 mills (2024: 4.5000), above its rolled-back rate of 4.2413, so under Florida law it was a tax increase. The 2025 millage study lists all 43 county, city and district operating rates in Palm Beach County on the state's report, and the vote each one took.
West Palm Beach, Boca Raton and other Palm Beach County rates (2025)
Actual 2025 rates by city, from the Palm Beach County Property Appraiser, 2025 final millage by taxing authority.
| Area | City millage (operating + debt) | Total millage | Tax per $100,000 taxable |
|---|---|---|---|
| West Palm Beach | 8.1888 | at least 20.4468 | $2,045 |
| Boca Raton | 3.6649 | at least 15.9229 | $1,592 |
| Boynton Beach | 7.7500 | at least 20.0080 | $2,001 |
| Delray Beach | 6.1920 | at least 18.4500 | $1,845 |
| Jupiter | 2.3894 | at least 14.6474 | $1,465 |
| Palm Beach Gardens | 5.0537 | at least 17.3117 | $1,731 |
| Wellington | 2.4700 | at least 14.7280 | $1,473 |
| Royal Palm Beach | 1.9200 | at least 14.1780 | $1,418 |
| Lake Worth Beach | 5.8945 | at least 18.1525 | $1,815 |
| Greenacres | 6.3000 | at least 18.5580 | $1,856 |
| Riviera Beach | 8.3500 | at least 20.6080 | $2,061 |
| Town of Palm Beach | 2.6110 | at least 14.8690 | $1,487 |
| North Palm Beach | 7.4000 | at least 19.6580 | $1,966 |
| Unincorporated Palm Beach County | 3.4581 fire/rescue + 0.5491 library | at least 16.2652 | $1,627 |
Palm Beach County publishes its rates by taxing authority rather than as city totals, so the totals here are a floor: the 12.2580 mills every parcel pays (county 4.5330, schools 6.3210, Health Care District 0.6561, Children's Services 0.4908, water management and inland navigation 0.2571) plus the city's own rate. Cities that buy fire/rescue (3.4581) or library (0.5491) service from the county add those, and Boca Raton parcels add the Boca beach and park district's 1.0800. Royal Palm Beach, Jupiter and Wellington have the lowest city rates of the larger cities; Riviera Beach and West Palm Beach have the highest.
Trash pickup. In Palm Beach County, homes outside city limits get garbage service this way: county contract or franchise hauler. Cities run their own service. Check the official page, or compare every county in the trash pickup study. Look up a home’s pickup day by address.
Fire and trash fees. On Palm Beach County's 2025 tax roll, fire assessments came to about $48 per parcel (statewide: $129) and solid-waste assessments came to about $416 per parcel (statewide: $172). The 2025 fire and trash fee study compares all 67 counties.
Amendment 3 here. The state's Revenue Estimating Conference puts the cut to Palm Beach County's local governments at $1.07 billion a year once Amendment 3 is fully in effect ($418 million in its first year), out of about $11.83 billion statewide. A homestead assessed at $300,000 would save about $2,218 a year here from 2028, at the county's average non-school rate. The Amendment 3 by county study shows what it would cut for every city and county government.
What that means in dollars
Engine-computed examples at Palm Beach County's average millage, using the school/non-school split above:
| Scenario | Estimated annual tax |
|---|---|
| $300,000 assessed value, homestead (both exemptions) | ≈ $4,515.21 |
| $500,000 assessed value, homestead (both exemptions) | ≈ $8,013.57 |
| $300,000 assessed value, no homestead (investment or second home) | ≈ $5,247.54 |
Homestead rows apply only the $25,000 exemption (§196.031(1)(a)) and the additional exemption up to $26,411 on non-school levies (§196.031(1)(b), 2026 CPI-indexed). Other programs stack on top; the buyer estimator models all eleven.
Buying in Palm Beach County? The listing's bill is not your bill
At sale the assessment resets to market (§193.155), so your first Palm Beach County bill tracks your price, not the seller's (the reset question below has the county's gap in dollars). Run the buyer estimator with Palm Beach County pre-selected; moving a Florida homestead? The portability calculator computes what carries over.
USDA income limits in Palm Beach County
USDA's guaranteed home loan caps household income by county. In Palm Beach County the limit is $147,800 for households of 1 to 4 and $195,100 for 5 to 8, counting everyone who will live in the home after small deductions (USDA's income worksheet, October 2026). That is above the $122,800 most Florida counties share, because the area's incomes run higher. The home also has to be in an eligible area: the USDA eligibility lookup checks an address and runs the income check. Other counties: all 67 USDA limits.
Key Palm Beach County property tax dates
Set by state law, so identical statewide:
- Pay early, pay less: the 2026 bill is 4 percent off through November, stepping down each month until it is due by March 31 (the exact dates).
- Homestead exemption: live there on January 1 and file with the Palm Beach County Property Appraiser by March 1 (what it saves).
- Value appeals: 25 days from the mailing date on your August TRIM notice (make a reminder for your deadline).
Add the 2026 tax discount dates to your calendar Add the 2027 homestead dates
Nearby counties
- Broward County property taxes — 19.8638 mills average
- Glades County property taxes — 18.3732 mills average
- Hendry County property taxes — 17.1732 mills average
- Martin County property taxes — 16.0598 mills average
- Okeechobee County property taxes — 14.4357 mills average
Related reading
Your TRIM notice, explained · Amendment 3, explained · Homestead exemption calculator · Pay early, keep 4 percent
Buying here? Estimate your closing costs
Title insurance calculator · Documentary stamp (deed tax) calculator · Full closing cost worksheet · Seller net sheet
Look up an actual Palm Beach County record
Search any Palm Beach County address in the property-tax lookup, or go straight to the county's own offices:
- Property Appraiser: pbcpao.gov
- Tax Collector: www.pbctax.gov
- Official county tax estimator: pbcpao.gov
Estimates on this page are planning figures from official DOR millage data — never a bill, never tax advice. The county's TRIM notice and tax bill control.
Quick answers
How much is property tax in Palm Beach County?
Palm Beach County's average total millage is about 17.49 mills — the 12th-highest of Florida's 67 counties. On a $300,000 assessed home that computes to roughly $4,515 a year with the homestead exemption, or about $5,248 without it. Palm Beach County stretches from the Atlantic coast towns to the Glades communities, and its average total millage lands in the upper-middle of the state. The Property Appraiser's parcel pages are directly linkable, so the lookup tool can take you straight from an address to the county's official record.
Where do I pay my Palm Beach County property tax bill?
Palm Beach County property tax bills are issued and collected by the county Tax Collector (www.pbctax.gov). The county Property Appraiser (pbcpao.gov) keeps the certified value record behind it; the property-tax lookup here finds both for any Palm Beach County address.
Will buying a home reset my property taxes in Palm Beach County?
Yes — Florida assessed values reset to market value at sale (Fla. Stat. §193.155), so the seller's Save Our Homes cap ends at closing and your first full Palm Beach County bill is computed from what you paid, not what the seller paid. The gap is visible in this county's own numbers: the same $300,000 home computes to about $5,248 without homestead protections versus $4,515 with them. Non-homestead property carries its own separate 10 percent assessment cap (Fla. Stat. §193.1554), which also does not transfer.
Who pays for title insurance in Palm Beach County?
In Palm Beach County, local custom puts the owner's title-insurance premium on the seller's side of the closing statement, as in most Florida counties. It is custom, not law; the contract controls.
What is the USDA income limit in Palm Beach County?
For a USDA guaranteed loan in Palm Beach County, household income must be under $147,800 for 1 to 4 people or $195,100 for 5 to 8, counting everyone who will live in the home after small deductions. The home must also be in a USDA eligible area; the USDA eligibility lookup checks both.
What is the property tax rate in West Palm Beach?
West Palm Beach levies 8.1888 mills of its own (operating plus debt) for 2025 on top of the 12.2580 mills every Palm Beach County parcel pays, so its total is at least 20.4468 mills — about $2,045 for every $100,000 of taxable value — per the Palm Beach County Property Appraiser's 2025 final rates by taxing authority.
Data verified as of October 2026.