Martin County property taxes
Martin County — Stuart, Palm City, Jensen Beach, Hobe Sound and Indiantown on the Treasure Coast — ranks in the top third of Florida's counties on average total millage. Most residents live outside its five municipalities, where the county fire-rescue levy and district MSTUs stand in for a city rate, and the Town of Jupiter Island adds a beach-erosion levy of its own.
The 2025 numbers
Martin County's average total millage on the 2025 certified roll is 16.0598 mills — about $16.06 for every $1,000 of taxable value — the 22nd-highest countywide average of Florida's 67 counties (how all 67 compare in the 2025 data study). It splits like this:
| Levy group | Mills | What it funds |
|---|---|---|
| School district | 5.177 | School board operating and debt levies — the portion the additional homestead exemption does not reduce |
| Non-school | 10.8828 | County commission, municipal, water management, independent and special districts |
| Average total | 16.0598 | Taxable-value-weighted countywide average, Florida DOR "Millage and Taxes Levied Report," 2025 roll |
A countywide average is a planning number, not your bill: the parcel's own districts set its millage (the city table below shows the spread), and non-ad-valorem assessments (fire, solid waste, CDD) come on top. On the 2025 tax roll they came to about $34.8 million here — $357 per parcel, against $597 statewide (see the 2025 non-ad valorem study).
2025 rate decisions. The county commission set its 2025 operating rate at 6.5614 mills (2024: 6.5776), above its rolled-back rate of 5.9159, so under Florida law it was a tax increase. The 2025 millage study lists all 7 county, city and district operating rates in Martin County on the state's report, and the vote each one took.
Stuart, Palm City and Martin County tax rates (2025)
Actual 2025 rates by city, from the Martin County 2025 final millage rates, as filed with the Florida Department of Revenue.
| Area | City millage (+ fire-rescue where levied) | Total millage | Tax per $100,000 taxable |
|---|---|---|---|
| Stuart | 4.9000 + 0.1310 debt | 17.3883 | $1,739 |
| Jupiter Island | 2.8259 + 0.2100 debt + 0.9593 erosion | 16.3525 | $1,635 |
| Sewall's Point | 3.2700 | 15.6273 | $1,563 |
| Ocean Breeze | 0.7665 + 2.6376 fire | 15.7614 | $1,576 |
| Indiantown | 1.8250 + 2.6376 fire | 16.8199 | $1,682 |
| Palm City, Jensen Beach, Hobe Sound and unincorporated Martin | 2.6376 fire + MSTUs | 15.7549 to 15.9610 | $1,575 to $1,596 |
Totals in this table run from 15.6273 mills (Sewall's Point) to 17.3883 mills (Stuart): on $100,000 of taxable value, location alone moves the bill by about $176 a year.
Every Martin parcel pays the county's 6.5614 mills, 5.1770 for the school board, the Children's Services Council's 0.3618, the Florida Inland Navigation District's 0.0270 and the South Florida Water Management District's 0.0948 plus its Okeechobee basin (0.1026) and Everglades (0.0327) levies — 12.3573 in all. Unincorporated parcels add the 2.6376-mill fire-rescue levy, a 0.5722 MSTU, 0.1474 for parks and a district MSTU of 0.0404 to 0.2465; Hutchinson Island's district carries the top of that range. Ocean Breeze and Indiantown pay the county fire-rescue levy too.
Trash pickup. In Martin County, homes outside city limits get garbage service this way: county contract or franchise hauler (WM). Cities run their own service. Check the official page, or compare every county in the trash pickup study.
Fire and trash fees. On Martin County's 2025 tax roll, fire assessments came to about $19 per parcel (statewide: $129) and solid-waste assessments came to about $237 per parcel (statewide: $172). The 2025 fire and trash fee study compares all 67 counties.
Amendment 3 here. The state's Revenue Estimating Conference puts the cut to Martin County's local governments at $111 million a year once Amendment 3 is fully in effect ($50 million in its first year), out of about $11.83 billion statewide. A homestead assessed at $300,000 would save about $2,161 a year here from 2028, at the county's average non-school rate. The Amendment 3 by county study shows what it would cut for every city and county government.
What that means in dollars
Engine-computed examples at Martin County's average millage, using the school/non-school split above:
| Scenario | Estimated annual tax |
|---|---|
| $300,000 assessed value, homestead (both exemptions) | ≈ $4,129.02 |
| $500,000 assessed value, homestead (both exemptions) | ≈ $7,340.98 |
| $300,000 assessed value, no homestead (investment or second home) | ≈ $4,817.94 |
Homestead rows apply only the $25,000 exemption (§196.031(1)(a)) and the additional exemption up to $26,411 on non-school levies (§196.031(1)(b), 2026 CPI-indexed). Other programs stack on top; the buyer estimator models all eleven.
Buying in Martin County? The listing's bill is not your bill
At sale the assessment resets to market (§193.155), so your first Martin County bill tracks your price, not the seller's (the reset question below has the county's gap in dollars). Run the buyer estimator with Martin County pre-selected; moving a Florida homestead? The portability calculator computes what carries over.
USDA income limits in Martin County
USDA's guaranteed home loan caps household income by county. In Martin County the limit is $122,800 for households of 1 to 4 and $162,100 for 5 to 8, counting everyone who will live in the home after small deductions (USDA's income worksheet, October 2026). That is the $122,800 level most Florida counties share. The home also has to be in an eligible area: the USDA eligibility lookup checks an address and runs the income check. Other counties: all 67 USDA limits.
Key Martin County property tax dates
Set by state law, so identical statewide:
- Pay early, pay less: the 2026 bill is 4 percent off through November, stepping down each month until it is due by March 31 (the exact dates).
- Homestead exemption: live there on January 1 and file with the Martin County Property Appraiser by March 1 (what it saves).
- Value appeals: 25 days from the mailing date on your August TRIM notice (make a reminder for your deadline).
Add the 2026 tax discount dates to your calendar Add the 2027 homestead dates
Nearby counties
- Glades County property taxes — 18.3732 mills average
- Hendry County property taxes — 17.1732 mills average
- Okeechobee County property taxes — 14.4357 mills average
- Palm Beach County property taxes — 17.4918 mills average
- St. Lucie County property taxes — 21.557 mills average
Related reading
Your TRIM notice, explained · Amendment 3, explained · Homestead exemption calculator · Pay early, keep 4 percent
Buying here? Estimate your closing costs
Title insurance calculator · Documentary stamp (deed tax) calculator · Full closing cost worksheet · Seller net sheet
Look up an actual Martin County record
Search any Martin County address in the property-tax lookup, or go straight to the county's own offices:
- Property Appraiser: www.pa.martin.fl.us
- Tax Collector: martintaxcollector.com
Estimates on this page are planning figures from official DOR millage data — never a bill, never tax advice. The county's TRIM notice and tax bill control.
Quick answers
How much is property tax in Martin County?
Martin County's average total millage is about 16.06 mills — the 22nd-highest of Florida's 67 counties. On a $300,000 assessed home that computes to roughly $4,129 a year with the homestead exemption, or about $4,818 without it. Martin County — Stuart, Palm City, Jensen Beach, Hobe Sound and Indiantown on the Treasure Coast — ranks in the top third of Florida's counties on average total millage. Most residents live outside its five municipalities, where the county fire-rescue levy and district MSTUs stand in for a city rate, and the Town of Jupiter Island adds a beach-erosion levy of its own.
Where do I pay my Martin County property tax bill?
Martin County property tax bills are issued and collected by the county Tax Collector (martintaxcollector.com). The county Property Appraiser (www.pa.martin.fl.us) keeps the certified value record behind it; the property-tax lookup here finds both for any Martin County address.
Will buying a home reset my property taxes in Martin County?
Yes — Florida assessed values reset to market value at sale (Fla. Stat. §193.155), so the seller's Save Our Homes cap ends at closing and your first full Martin County bill is computed from what you paid, not what the seller paid. The gap is visible in this county's own numbers: the same $300,000 home computes to about $4,818 without homestead protections versus $4,129 with them. Non-homestead property carries its own separate 10 percent assessment cap (Fla. Stat. §193.1554), which also does not transfer.
Who pays for title insurance in Martin County?
In Martin County, local custom puts the owner's title-insurance premium on the seller's side of the closing statement, as in most Florida counties. It is custom, not law; the contract controls.
What is the USDA income limit in Martin County?
For a USDA guaranteed loan in Martin County, household income must be under $122,800 for 1 to 4 people or $162,100 for 5 to 8, counting everyone who will live in the home after small deductions. The home must also be in a USDA eligible area; the USDA eligibility lookup checks both.
What is the property tax rate in Stuart?
Stuart's 2025 total property tax rate is 17.3883 mills, per Martin County's 2025 final millage filing — about $1,739 for every $100,000 of taxable value. It includes the city's own 4.9000 mills plus 0.1310 for debt; unincorporated Martin totals 15.7549 to 15.9610.
Data verified as of October 2026.