Duval County property taxes
Duval County is consolidated with the City of Jacksonville, so a single government levies what a county commission and a city council levy separately elsewhere — one reason its millage structure looks simpler than other large Florida counties. The Property Appraiser's parcel pages are directly linkable by RE number.
The 2025 numbers
Duval County's average total millage on the 2025 certified roll is 17.894 mills — about $17.89 for every $1,000 of taxable value — the 9th-highest countywide average of Florida's 67 counties (how all 67 compare in the 2025 data study). It splits like this:
| Levy group | Mills | What it funds |
|---|---|---|
| School district | 6.343 | School board operating and debt levies — the portion the additional homestead exemption does not reduce |
| Non-school | 11.551 | County commission, municipal, water management, independent and special districts |
| Average total | 17.894 | Taxable-value-weighted countywide average, Florida DOR "Millage and Taxes Levied Report," 2025 roll |
A countywide average is a planning number, not your bill: the parcel's own districts set its millage (the city table below shows the spread), and non-ad-valorem assessments (fire, solid waste, CDD) come on top. On the 2025 tax roll they came to about $164.6 million here — $408 per parcel, against $597 statewide (see the 2025 non-ad valorem study).
2025 rate decisions. The consolidated City of Jacksonville set its 2025 operating rate at 11.1919 mills (2024: 11.3169), above its rolled-back rate of 10.8614, so under Florida law it was a tax increase. The 2025 millage study lists all 5 county, city and district operating rates in Duval County on the state's report, and the vote each one took.
Jacksonville property tax rate and the Duval beach cities (2025)
Actual 2025 rates by city, from the Duval County Property Appraiser, 2025 Final Millage Chart.
| Area | Consolidated government + city millage | Total millage | Tax per $100,000 taxable |
|---|---|---|---|
| Jacksonville (General Services District) | 11.1919 | 17.7412 | $1,774 |
| Jacksonville Beach | 7.9012 + 3.9947 | 18.4452 | $1,845 |
| Atlantic Beach | 7.9012 + 2.7499 | 17.2004 | $1,720 |
| Neptune Beach | 7.9012 + 3.3656 | 17.8161 | $1,782 |
| Baldwin | 9.4208 + 3.0000 | 18.9701 | $1,897 |
Totals in this table run from 17.2004 mills (Atlantic Beach) to 18.9701 mills (Baldwin): on $100,000 of taxable value, location alone moves the bill by about $177 a year.
Jacksonville and Duval County are one consolidated government, so there is no separate county levy: most of the county pays the consolidated government's 11.1919 mills and nothing else local. The three beach cities pay a lower consolidated rate (7.9012) plus their own city millage, and Baldwin pays 9.4208 plus its own 3.0000. Every parcel also pays the school board's 6.3430, the St. Johns River Water Management District's 0.1793 and the inland navigation district's 0.0270. Atlantic Beach has the lowest total in the county; Baldwin the highest.
Trash pickup. In Duval County, homes outside city limits get garbage service this way: county contract or franchise hauler. Cities run their own service. Check the official page, or compare every county in the trash pickup study.
Fire and trash fees. On Duval County's 2025 tax roll, there were no fire assessments and solid-waste assessments came to about $236 per parcel (statewide: $172). The 2025 fire and trash fee study compares all 67 counties.
Amendment 3 here. The state's Revenue Estimating Conference puts the cut to Duval County's local governments at $416 million a year once Amendment 3 is fully in effect ($199 million in its first year), out of about $11.83 billion statewide. A homestead assessed at $300,000 would save about $2,294 a year here from 2028, at the county's average non-school rate. The Amendment 3 by county study shows what it would cut for every city and county government.
What that means in dollars
Engine-computed examples at Duval County's average millage, using the school/non-school split above:
| Scenario | Estimated annual tax |
|---|---|
| $300,000 assessed value, homestead (both exemptions) | ≈ $4,615.78 |
| $500,000 assessed value, homestead (both exemptions) | ≈ $8,194.58 |
| $300,000 assessed value, no homestead (investment or second home) | ≈ $5,368.20 |
Homestead rows apply only the $25,000 exemption (§196.031(1)(a)) and the additional exemption up to $26,411 on non-school levies (§196.031(1)(b), 2026 CPI-indexed). Other programs stack on top; the buyer estimator models all eleven.
Buying in Duval County? The listing's bill is not your bill
At sale the assessment resets to market (§193.155), so your first Duval County bill tracks your price, not the seller's (the reset question below has the county's gap in dollars). Run the buyer estimator with Duval County pre-selected; moving a Florida homestead? The portability calculator computes what carries over.
USDA income limits in Duval County
USDA's guaranteed home loan caps household income by county. In Duval County the limit is $125,000 for households of 1 to 4 and $165,000 for 5 to 8, counting everyone who will live in the home after small deductions (USDA's income worksheet, October 2026). That is above the $122,800 most Florida counties share, because the area's incomes run higher. The home also has to be in an eligible area: the USDA eligibility lookup checks an address and runs the income check. Other counties: all 67 USDA limits.
Key Duval County property tax dates
Set by state law, so identical statewide:
- Pay early, pay less: the 2026 bill is 4 percent off through November, stepping down each month until it is due by March 31 (the exact dates).
- Homestead exemption: live there on January 1 and file with the Duval County Property Appraiser by March 1 (what it saves).
- Value appeals: 25 days from the mailing date on your August TRIM notice (make a reminder for your deadline).
Add the 2026 tax discount dates to your calendar Add the 2027 homestead dates
Nearby counties
- Baker County property taxes — 14.6131 mills average
- Clay County property taxes — 15.3466 mills average
- Nassau County property taxes — 16.0559 mills average
- St. Johns County property taxes — 13.9738 mills average
Related reading
Your TRIM notice, explained · Amendment 3, explained · Homestead exemption calculator · Pay early, keep 4 percent
Buying here? Estimate your closing costs
Title insurance calculator · Documentary stamp (deed tax) calculator · Full closing cost worksheet · Seller net sheet
Look up an actual Duval County record
Search any Duval County address in the property-tax lookup, or go straight to the county's own offices:
- Property Appraiser: www.coj.net/Departments/Property-Appraiser.aspx
- Tax Collector: www.coj.net/tc
Estimates on this page are planning figures from official DOR millage data — never a bill, never tax advice. The county's TRIM notice and tax bill control.
Quick answers
How much is property tax in Duval County?
Duval County's average total millage is about 17.89 mills — the 9th-highest of Florida's 67 counties. On a $300,000 assessed home that computes to roughly $4,616 a year with the homestead exemption, or about $5,368 without it. Duval County is consolidated with the City of Jacksonville, so a single government levies what a county commission and a city council levy separately elsewhere — one reason its millage structure looks simpler than other large Florida counties. The Property Appraiser's parcel pages are directly linkable by RE number.
Where do I pay my Duval County property tax bill?
Duval County property tax bills are issued and collected by the county Tax Collector (www.coj.net). The county Property Appraiser (www.coj.net) keeps the certified value record behind it; the property-tax lookup here finds both for any Duval County address.
Will buying a home reset my property taxes in Duval County?
Yes — Florida assessed values reset to market value at sale (Fla. Stat. §193.155), so the seller's Save Our Homes cap ends at closing and your first full Duval County bill is computed from what you paid, not what the seller paid. The gap is visible in this county's own numbers: the same $300,000 home computes to about $5,368 without homestead protections versus $4,616 with them. Non-homestead property carries its own separate 10 percent assessment cap (Fla. Stat. §193.1554), which also does not transfer.
Who pays for title insurance in Duval County?
In Duval County, local custom puts the owner's title-insurance premium on the seller's side of the closing statement, as in most Florida counties. It is custom, not law; the contract controls.
What is the USDA income limit in Duval County?
For a USDA guaranteed loan in Duval County, household income must be under $125,000 for 1 to 4 people or $165,000 for 5 to 8, counting everyone who will live in the home after small deductions. The home must also be in a USDA eligible area; the USDA eligibility lookup checks both.
What is the property tax rate in Jacksonville?
Jacksonville's 2025 total property tax rate is 17.7412 mills across the consolidated city-county, per the Duval County Property Appraiser's 2025 final millage chart — about $1,774 for every $100,000 of taxable value. It includes the consolidated government's 11.1919 mills; the beach cities total 17.2004 to 18.4452.
Data verified as of October 2026.