/* site.css — fastloansflorida.com public marketing site.
   WCAG 2.1 AA is a standing policy for public surfaces: every color pair
   below was contrast-checked (ink #17222C on #FFF 15.9:1; muted #4A5866
   7.4:1; brand #0B5CAB on #FFF 6.3:1 and #FFF on brand 6.3:1; footer
   #C7D3DD on #14202B 9.6:1). Visible focus rings, 44px tap targets,
   reduced-motion respected. Zero JS on the skeleton. */

:root {
  --ink: #17222C;
  --muted: #4A5866;
  --brand: #0B5CAB;
  --brand-dark: #094A8A;
  --bg: #FFFFFF;
  --bg-alt: #F1F5F8;
  --border: #D5DEE5;
  --ft-bg: #14202B;
  --ft-tx: #C7D3DD;
  --ft-link: #A8CBEA;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font: 16px/1.6 system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
}

.wrap { max-width: 68rem; margin: 0 auto; padding: 0 1.25rem; }

h1 { font-size: 2rem; line-height: 1.2; margin: 0 0 .75rem; }
h2 { font-size: 1.4rem; line-height: 1.3; margin: 0 0 .75rem; }
h3 { font-size: 1.05rem; margin: 0 0 .35rem; }
p { margin: 0 0 1rem; }
.lede { font-size: 1.15rem; color: var(--muted); max-width: 42rem; }

a { color: var(--brand); }
a:hover { color: var(--brand-dark); }
:focus-visible { outline: 2px solid currentColor; outline-offset: 2px; }

/* skip link: hidden until keyboard focus */
.skip {
  position: absolute; left: -999px; top: 0;
  background: var(--ink); color: #FFFFFF;
  padding: .6rem 1rem; z-index: 10; border-radius: 0 0 6px 0;
}
.skip:focus { left: 0; }

/* header */
.hd { border-bottom: 1px solid var(--border); }
.hd-in {
  display: flex; flex-wrap: wrap; align-items: center; gap: .5rem 1.25rem;
  padding-top: .8rem; padding-bottom: .8rem;
}
.brand {
  font-weight: 700; font-size: 1.1rem; text-decoration: none;
  color: var(--ink); display: inline-flex; align-items: baseline;
  gap: .5rem; min-height: 44px; align-items: center;
}
.brand .tag { font-weight: 400; font-size: .85rem; color: var(--muted); }
.hd nav {
  margin-left: auto; display: flex; flex-wrap: wrap;
  align-items: center; gap: .25rem .5rem;
}
.hd nav a {
  text-decoration: none; padding: .6rem .6rem; min-height: 44px;
  display: inline-flex; align-items: center; color: var(--ink);
}
.hd nav a[aria-current="page"] {
  text-decoration: underline; text-underline-offset: 5px;
}
/* the Apply button must not inherit the nav-link ink color — axe-core
   caught ink-on-brand-blue (~1.5:1) from the .hd nav a rule winning on
   specificity (v7.199 WCAG audit) */
.hd nav .btn { color: #FFFFFF; }

/* buttons — 44px minimum targets */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 44px; padding: .65rem 1.4rem;
  background: var(--brand); color: #FFFFFF;
  border-radius: 8px; text-decoration: none; font-weight: 600;
}
.btn:hover { background: var(--brand-dark); color: #FFFFFF; }
.btn-hd { padding: .5rem 1rem; }
.ghost {
  display: inline-flex; align-items: center; min-height: 44px;
  margin-left: .75rem; color: var(--brand);
}

/* sections */
section { padding: 2.5rem 0; }
section.alt { background: var(--bg-alt); }
.hero { padding: 3.5rem 0 3rem; }
.cta-band { text-align: center; background: var(--bg-alt); }

/* how-it-works steps */
.steps {
  counter-reset: step; list-style: none; margin: 0; padding: 0;
  display: grid; gap: 1.25rem; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
}
.steps li { counter-increment: step; }
.steps h3::before {
  content: counter(step) ". "; color: var(--brand); font-weight: 700;
}

/* program cards */
.cards {
  list-style: none; margin: 0 0 1.25rem; padding: 0;
  display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}
.cards li {
  background: var(--bg); border: 1px solid var(--border);
  border-radius: 10px; padding: 1rem 1.1rem;
}
.cards p { margin: 0; color: var(--muted); }

/* long-form pages */
.prose { padding: 2.5rem 1.25rem; max-width: 46rem; }
.prose h2 { margin-top: 1.75rem; }
.prose ul { padding-left: 1.25rem; }
.prose li { margin-bottom: .5rem; }
/* data tables in prose (county pages) — declared BEFORE .results so the
   calculator result-table rules keep winning inside .results blocks */
.prose table { width: 100%; border-collapse: collapse; margin: 0 0 1rem; }
.prose th, .prose td {
  padding: .45rem .6rem; border-bottom: 1px solid var(--border);
  text-align: left; vertical-align: top;
}
.prose thead th { border-bottom: 2px solid var(--ink); }
.prose tbody tr:nth-child(even) { background: var(--bg-alt); }

/* calculator */
.prose.wide { max-width: 60rem; }
.calc {
  display: grid; gap: 1.5rem; align-items: start;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  margin-bottom: 1.5rem;
}
.calc form { display: grid; gap: .8rem; }
.calc fieldset { border: 1px solid var(--border); border-radius: 8px; padding: .5rem .75rem; margin: 0; }
.calc legend { font-weight: 600; padding: 0 .3rem; }
.field label { display: block; font-weight: 600; margin-bottom: .25rem; }
.field input[type="text"], .field select {
  width: 100%; min-height: 44px; padding: .5rem .65rem; font: inherit;
  color: var(--ink); background: var(--bg);
  border: 1px solid var(--muted); border-radius: 8px;
}
.field input[type="text"]:disabled { background: var(--bg-alt); color: var(--muted); }
.radio-row, .check-row { display: flex; align-items: center; gap: .5rem; min-height: 44px; }
.radio-row input, .check-row input { width: 1.15rem; height: 1.15rem; flex: none; }
.radio-row label, .check-row label { font-weight: 400; }
.results {
  background: var(--bg-alt); border: 1px solid var(--border);
  border-radius: 10px; padding: 1rem 1.25rem;
}
.results h2 { font-size: 1.1rem; }
.results table { width: 100%; border-collapse: collapse; }
.results td, .results th {
  padding: .45rem 0; border-bottom: 1px solid var(--border);
}
.results th { text-align: left; font-weight: 400; }
.results td:last-child { text-align: right; font-variant-numeric: tabular-nums; }
.results tr.total td, .results tr.total th {
  font-weight: 700; border-bottom: none;
}
.finehint { color: var(--muted); font-size: .9rem; margin: .6rem 0 0; }

/* property-tax lookup */
.visually-hidden {
  position: absolute; width: 1px; height: 1px; overflow: hidden;
  clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap;
}
.lookup { margin: 1rem 0 1.5rem; }
.lk-row { display: flex; flex-wrap: wrap; gap: .6rem; }
.lk-row input {
  flex: 1 1 16rem; min-height: 44px; padding: .5rem .65rem; font: inherit;
  color: var(--ink); background: var(--bg);
  border: 1px solid var(--muted); border-radius: 8px;
}
#lk-cands { display: grid; gap: .4rem; margin: .75rem 0; }
.cand {
  min-height: 44px; text-align: left; padding: .5rem .75rem; font: inherit;
  background: var(--bg); color: var(--ink);
  border: 1px solid var(--border); border-radius: 8px; cursor: pointer;
}
.cand:hover { border-color: var(--brand); color: var(--brand); }
.lk-links { display: flex; flex-wrap: wrap; gap: .6rem; margin-top: 1rem; }
.olink {
  display: inline-flex; align-items: center; min-height: 44px;
  padding: .55rem 1rem; border: 2px solid var(--brand); border-radius: 8px;
  color: var(--brand); text-decoration: none; font-weight: 600;
}
.olink:hover { background: var(--brand); color: #FFFFFF; }
.cols { columns: 2; column-gap: 2rem; padding-left: 1.25rem; }
.cols li { break-inside: avoid; margin-bottom: .4rem; }
@media (max-width: 640px) { .cols { columns: 1; } }

/* home value estimate */
.hv-head { margin: 0; color: var(--muted); font-size: .95rem; }
.hv-big { margin: .1rem 0 0; font-size: 2.2rem; font-weight: 700;
  line-height: 1.1; }
.hv-range { margin: .2rem 0 1rem; font-size: 1.05rem; }
.comps { font-size: .9rem; }
.comps th, .comps td { padding: .35rem .5rem; text-align: left;
  border-bottom: 1px solid var(--border); white-space: nowrap; }
.comps td:nth-child(3), .comps td:nth-child(4), .comps td:nth-child(5) {
  text-align: right; font-variant-numeric: tabular-nums; }
.tscroll { overflow-x: auto; }
.callout {
  border-left: 4px solid var(--brand); background: var(--bg-alt);
  padding: 1rem 1.25rem; border-radius: 0 8px 8px 0; margin: 1.5rem 0;
}
.callout p { margin: 0; }

/* fee worksheet + print-to-PDF */
.print-only { display: none; }
.fw-banner {
  border: 2px solid var(--ink); border-radius: 6px;
  padding: .5rem .75rem; font-size: .95rem;
}
@media print {
  .hd, .ft, .no-print, .btn, .ghost, .skip { display: none !important; }
  .print-only { display: block; }
  html, body {
    background: #FFFFFF; color: #000000;
    -webkit-print-color-adjust: exact; print-color-adjust: exact;
  }
  main { padding: 0 !important; }
  .wrap { max-width: none; padding: 0; }
  .calc { display: block; }
  .results {
    border: none; background: #FFFFFF; padding: 0; overflow: visible;
  }
  .results table {
    page-break-inside: avoid; width: 100%; border-collapse: collapse;
    font-size: 9.5pt;
  }
  .results th[scope="row"] {
    font-weight: 400; text-align: left; padding: 2.5pt 4pt;
  }
  .results td { text-align: right; padding: 2.5pt 4pt; }
  .results table tr:nth-child(even) th,
  .results table tr:nth-child(even) td { background: #F1F5F8; }
  .results tr.total th, .results tr.total td {
    font-weight: 700; border-top: 1pt solid #000000; background: #FFFFFF;
  }
  .results h2 { margin-top: .9rem; margin-bottom: .2rem; font-size: 11.5pt; }
  .fw-prhead {
    font-weight: 700; font-size: 1.05rem;
    border-bottom: 2px solid #000000; padding-bottom: .3rem;
  }
  .fw-banner { border: 2px solid #000000; }
  /* consumer-first summary: the three numbers that matter, up top */
  .fw-sum { display: flex; gap: 10pt; margin: 8pt 0 4pt; }
  .fw-sum > div {
    flex: 1; border: 1.2pt solid #000000; border-radius: 4pt;
    padding: 6pt 8pt; page-break-inside: avoid;
  }
  .fw-sum .l {
    display: block; font-size: 8pt; text-transform: uppercase;
    letter-spacing: .05em;
  }
  .fw-sum .n { display: block; font-size: 15pt; font-weight: 700;
    margin: 2pt 0; }
  .fw-sum .s { display: block; font-size: 7.5pt; color: #333333; }
  .fw-inputs { font-size: 8.5pt; color: #333333; margin: 2pt 0 8pt; }
  .fw-gloss {
    font-size: 8.5pt; color: #333333; margin-top: 8pt;
    border-top: .75pt solid #999999; padding-top: 6pt;
    page-break-inside: avoid;
  }
}

/* TRID timeline day list */
.tl { list-style: none; margin: .5rem 0 1rem; padding: 0; }
.tl li {
  padding: .35rem .6rem; border-left: 3px solid var(--border);
  margin-bottom: 2px;
}
.tl li.ct { border-left-color: var(--brand); }
.tl li.sk { color: var(--muted); }
input[type="date"] {
  min-height: 44px; padding: .5rem .65rem; font: inherit;
  color: var(--ink); background: var(--bg);
  border: 1px solid var(--muted); border-radius: 8px;
}

/* footer */
.ft {
  background: var(--ft-bg); color: var(--ft-tx);
  padding: 2rem 0; margin-top: 2.5rem; font-size: .9rem;
}
.ft a { color: var(--ft-link); }
.ft nav { margin: .75rem 0; }
.ft nav a {
  display: inline-flex; align-items: center; min-height: 44px;
  padding: 0 .25rem;
}
.eho-line { display: flex; align-items: center; gap: .45rem; }
.eho { flex: none; }

@media (max-width: 640px) {
  h1 { font-size: 1.6rem; }
  .hero { padding: 2.25rem 0 2rem; }
  .ghost { margin-left: 0; }
}